REGISTRATION CERTIFICATE

KV #19905-9705 PR dated 02.04.2013.

 FOUNDERS

RESEARCH CENTRE FOR INDUSTRIAL DEVELOPMENT PROBLEMS of NAS (KHARKIV, UKRAINE)

According to the decision No. 802 of the National Council of Television and Radio Broadcasting of Ukraine dated 14.03.2024, is registered as a subject in the field of print media.
ID R30-03156

 PUBLISHER

Liburkina L. M.

 SITE SECTIONS

Main page

Editorial staff

Editorial policy

Annotated catalogue (2011)

Annotated catalogue (2012)

Annotated catalogue (2013)

Annotated catalogue (2014)

Annotated catalogue (2015)

Annotated catalogue (2016)

Annotated catalogue (2017)

Annotated catalogue (2018)

Annotated catalogue (2019)

Annotated catalogue (2020)

Annotated catalogue (2021)

Annotated catalogue (2022)

Annotated catalogue (2023)

Annotated catalogue (2024)

Thematic sections of the journal

Proceedings of scientific conferences

Financial Sustainability of Bank: The Essence and Assessment of Factors of Influence
Vinnychenko O. V., Hantseva A. O.

Vinnychenko, Olena V., and Hantseva, Anna O. (2023) “Financial Sustainability of Bank: The Essence and Assessment of Factors of Influence.” Business Inform 5:175–181.
https://doi.org/10.32983/2222-4459-2023-5-175-181

Section: Finance, Money Circulation and Credit

UDC 336.71

Abstract:
The article is concerned with analyzing theoretical approaches to the essence of the concept of «financial sustainability of bank» and developing practical recommendations for structuring the main factors influencing the financial sustainability of a bank. It is specified that the financial sustainability of the banking system is directly related to the sustainability of each individual bank that constitutes a part of it. It is noted that a significant negative impact on the banking system of our country at the present stage is exerted through events of the ongoing war, inflation, reduction of production, and a decrease in investment activity. Based on the analysis and generalization of existing approaches to determining the essence of the concept of «financial sustainability of bank» using content analysis, the main components of financial sustainability of a bank have been identified, namely: ensuring risk coverage; the bank’s ability to counteract negative external and internal factors; efficiency of use of assets and financial resources; ensuring liquidity, solvency and profitability of the bank. The main factors influencing the financial sustainability of a bank are analyzed. Using system analysis, the article offers a structural model of the hierarchy of factors influencing the financial sustainability of the bank. The results of structuring the factors influencing the financial sustainability of the bank help to choose the right sequence of actions and allow to identify priority problems that require first-order solutions when making managerial decisions on the development and implementation of the bank’s development program.

Keywords: financial sustainability of bank, liquidity, solvency, quality of assets, quality of liabilities, factors of influence.

Fig.: 3. Tabl.: 3. Bibl.: 15.

Vinnychenko Olena V. – Candidate of Sciences (Economics), Associate Professor, Associate Professor, Department of Finance, Accounting and Business Security, Kharkiv National University of Civil Engineering and Architecture (40 Sumska Str., Kharkіv, 61000, Ukraine)
Email: [email protected]
Hantseva Anna O. – Student, O. M. Beketov National University of Urban Economy in Kharkiv (17 Marshala Bazhanova Str., Kharkіv, 61002, Ukraine)

List of references in article

Volska, S. P. “Porivnialna kharakterystyka metodiv otsiniuvannia finansovoi stiikosti banku“ [Сomparative Description of Methods of Evaluation of Financial Sustainability of Banks]. Naukovyi visnyk Khersonskoho derzhavnoho universytetu. Seriia «Ekonomichni nauky». 2015. http://www.ej.kherson.ua/journal/economic_10/43.pdf
Volska, S. P. “Vyznachennia finansovoi stiikosti banku“ [Determination of Bank's Financial Stability]. Hlobalni ta natsionalni problemy ekonomiky. 2015. http://global-national.in.ua/archive/4-2015/170.pdf
Dziubliuk, O. V., and Mykhailiuk, R. V. Finansova stiikist bankiv yak osnova efektyvnoho funktsionuvannia kredytnoi systemy [Financial Stability of Banks as a Basis for the Effective Functioning of the Credit System]. Ternopil: Terno-hraf, 2009.
Dovhal, Yu. S., and Chamara, R. O. “Sutnist finansovoi stiikosti komertsiinoho banku ta efektyvni shliakhy yii zabezpechennia“ [The Essence of Financial Stability of a Commercial Bank and Effective Ways of Ensuring It]. Finansovyi prostir. 2015. https://fp.cibs.ubs.edu.ua/index.php/fp/article/view/360/356
Dovhan, Zh. M. “Problemy finansovoi stiikosti bankivskoi systemy Ukrainy v suchasnykh umovakh“ [Problems of Financial Stability of the Banking System of Ukraine in Modern Conditions]. Naukovi zapysky [Natsionalnoho universytetu «Ostrozka akademiia»]. Seriia «Ekonomika». 2011. https://eprints.oa.edu.ua/7048/1/46.pdf
Zveriakov, M. I., Kovalenko, V. V., and Serhieieva, O. S. Upravlinnia finansovoiu stiikistiu bankiv [Management of Financial Stability of Banks]. Kyiv: TsUL, 2016.
Zolkover, A. O., and Humeniuk, A. O. “Metody zabezpechennia finansovoi stiikosti komertsiinykh bankiv“ [Methods of Ensuring Financial Stability of Commercial Banks]. International Scientific Journal, no. 2 (2015): 32-35.
Kochetkov, V. M. Orhanizatsiia upravlinnia finansovoiu stiikistiu banku v rynkovykh umovakh [Organization of Management of the Bank's Financial Stability in Market Conditions]. Kyiv: Vyd-vo Yevropeiskoho universytetu, 2003.
Kryvenko, L. M., and Lukianets, O. V. “Metodychni pidkhody do vyznachennia otsinky finansovoi stiikosti bankivskoi systemy“ [Methodical Approaches to Determining the Assessment of the Financial Stability of the Banking System]. Visnyk Universytetu bankivskoi spravy Natsionalnoho banku Ukrainy, no. 3 (2008): 108-111.
Marych, M. H., and Marych, A. V. “Otsinka finansovoi stiikosti komertsiinykh bankiv Ukrainy na suchasnomu etapi rozvytku“ [Assessment of Financial Stability of Commercial Banks in Ukraine at the Present Stage of Development]. Hlobalni ta natsionalni problemy ekonomiky. 2017. http://global-national.in.ua/archive/17-2017/142.pdf
Myronova, M. I. “Faktory vplyvu na stiike funktsionuvannia komertsiinykh bankiv“ [Factors Influencing the Sustainable Functioning of Commercial Banks]. Naukovyi visnyk NLTU Ukrainy. 2014. https://nv.nltu.edu.ua/Archive/2014/24_1/249_MYr.pdf
Oliinyk, A. V., and Sushchuk, A. V. “Upravlinnia finansovoiu stiikistiu bankiv“ [Management of Financial Stability of Banks]. Visnyk Khmelnytskoho natsionalnoho ekonomichnoho universytetu. Seriia «Ekonomichni nauky». 2010. http://journals.khnu.km.ua/vestnik/pdf/ekon/2010_5_4/159-163.pdf
Rysin, M. V. “Reitynhova otsinka diialnosti bankiv yak instrument analizu finansovoho stanu“ [Rating Assessment of Banks' Activity as a Tool for Analyzing the Financial Condition]. Visnyk Universytetu bankivskoi spravy Natsionalnoho banku Ukrainy, no. 2 (2014): 159-164.
Sheludko, N. M. “Do vyznachennia finansovoi stiikosti komertsiinoho banku“ [To Determine the Financial Stability of a Commercial Bank]. Visnyk Natsionalnoho banku Ukrainy, no. 3 (2000): 40-44.
Yurchyshena, L. V., and Podolian, S. V. “Otsinka finansovoi stiikosti komertsiinoho banku“ [Assessment of Financial Stability of a Commercial Bank]. Rehionalna biznes-ekonomika ta upravlinnia, no. 3 (2013): 72-79.

 FOR AUTHORS

License Contract

Conditions of Publication

Article Requirements

Regulations on Peer-Reviewing

Publication Contract

Current Issue

Frequently asked questions

 INFORMATION

The Plan of Scientific Conferences

 OUR PARTNERS

Journal «The Problems of Economy»